ACFC/31DOC(2008)001 country work nor by other actors involved in the protection of minority rights. Further attention needs to be given to a range of such issues, in particular concerning effective participation in economic, social and cultural life. Examples of issues to be further explored range from the impact of environmental problems on participation of persons belonging to vulnerable minorities, to access by persons belonging to national minorities to credit and banking services. 151. Other issues will have to be reassessed by the Advisory Committee in subsequent cycles of monitoring, when a longer term perspective on their impact on participation will be available. As already mentioned in the Introductory Remarks, this document is to be seen as a living instrument, which should be developed as monitoring under the Framework Convention progresses. 37