Women in development
Discrimination against Women
Organization;
A/RES/70/219
29
and conventions of the International Labour
32. Stresses the importance of developing and implementing policies and
programmes to support women’s entrepreneurship, in particular opportunities for
new women entrepreneurs and those that lead to business expansion for existing
women-owned microenterprises and small and medium-sized enterprises, and
encourages Governments to create a climate that is conducive to increasing the
number of women entrepreneurs and the size of their businesses by providing them
with training and advisory services in business, administration and information and
communications technology, facilitating networking and information -sharing and
increasing their participation on advisory boards and in other forums so as to enable
them to contribute to the formulation and review of policies and programmes being
developed, especially by financial institutions;
33. Encourages all Governments to work towards full and equal access to
formal financial services for all women, to adopt or review their financial inclusion
strategies, in consultation with relevant stakeholders, and to consider including
financial inclusion as a policy objective in financial regulation, in accordance with
national priorities and legislation, encourages commercial banking systems to serve
all, including those who currently face barriers to accessing fi nancial services and
information, and to support microfinance institutions, development banks,
agricultural banks, mobile network operators, agent networks, cooperatives, postal
banks and savings banks, as appropriate, encourages the use of innovative tools,
including mobile banking, payment platforms and digitalized payments, and the
expansion of peer learning and experience-sharing among countries and regions,
including through the Alliance for Financial Inclusion and regional organizations,
commits itself to strengthening capacity development for developing countries,
including through the United Nations development system, and encourages mutual
cooperation and collaboration between financial inclusion initiatives;
34. Urges all Member States to take all appropriate measures to eliminate
discrimination against women with regard to their access to all types of financial
services and products, including bank loans, bank accounts, mortgages and other
forms of financial credit, regardless of their economic an d social status, to support
women’s access to legal assistance and to encourage the financial sector to
mainstream gender perspectives in their policies and programmes;
35. Recognizes the role of microfinance, including microcredit, in the
eradication of poverty, the empowerment of women and the generation of
employment, notes in this regard the importance of sound national financial
systems, and encourages the strengthening of existing and emerging microcredit
institutions and their capacities, including through the support of international
financial institutions;
36. Urges Governments to ensure that microfinance programmes focus on
developing savings products that are safe, convenient and accessible to women and
support women’s efforts to retain control over their savings;
37. Urges all Governments to eliminate discrimination against women and
girls in the field of education and to ensure their equal access to, and encourage
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