A/HRC/54/67 139. Member States and the corporate sector must ensure that stakeholders are attentive to structural barriers in international trade, banking, insurance and financing systems. 140. Civil society should develop innovative public information and educational tools for financial literacy and entrepreneurship. 141. Member States should provide government backing and insurance for Blackowned businesses, credit unions and cooperatives. 142. Member States should support reparations for people of African descent that put justice at the centre, give pre-eminence to the interests and perspectives of the victims, consider the systems and structures that perpetrate harm and address corporate and individual culpability. 143. Member States and the international community should decolonize international law to eliminate ideological barriers to equitable perspectives on culpability and victimization, the very foundations of reparatory justice. Member States should audit their indebtedness and return payments that were forcibly expropriated. 144. The United Nations should include the right to ancestral territories in the proposed declaration of the rights of people of African descent. 145. Member States should ensure that financial and development institutions design policies and programmes with clear, specific and measurable goals for the development of people of African descent, informed by data that is disaggregated by race. 146. Governments, businesses and civil society should implement the Guiding Principles on Business and Human Rights. 147. Member States, regional and international organizations, United Nations entities and civil society organizations must meet their commitments for the implementation of the Durban Declaration and Programme of Action and the programme of activities for the implementation of the International Decade for People of African Descent. 148. Member States should declare a second international decade for people of African descent and fully implement it, including by providing resources and disseminating information. GE.23-12890 19