A/RES/66/216 20. Encourages Member States to adopt and/or review and to fully implement gender-sensitive legislation and policies that reduce, through specifically targeted measures, horizontal and vertical occupational segregation and genderbased wage gaps; 21. Urges all Member States to undertake a gender analysis of national labour laws and standards and to establish gender-sensitive policies and guidelines for employment practices, including for transnational corporations, with particular attention to export-processing zones, building in this regard on multilateral instruments, including the Convention on the Elimination of All Forms of Discrimination against Women 17 and conventions of the International Labour Organization; 22. Stresses the importance of developing national strategies for the promotion of sustainable and productive entrepreneurial activities, and encourages Governments to create a climate that is conducive to increasing the number of women entrepreneurs and the size of their businesses by giving them equal access to financial instruments, providing them with training and advisory services in business, administration and information and communications technology, facilitating networking and information-sharing and increasing their participation on advisory boards and in other forums so as to enable them to contribute to the formulation and review of policies and programmes being developed by financial institutions; 23. Urges all Member States to take all appropriate measures to eliminate discrimination against women with regard to their access to all types of financial services and products, including bank loans, bank accounts, mortgages and other forms of financial credit, regardless of their economic and social status, to support women’s access to legal assistance and to encourage the financial sector to mainstream gender perspectives in their policies and programmes; 24. Recognizes the role of microfinance, including microcredit, in the eradication of poverty, the empowerment of women and the generation of employment, notes in this regard the importance of sound national financial systems, and encourages the strengthening of existing and emerging microcredit institutions and their capacities, including through the support of international financial institutions; 25. Urges Governments to ensure that microfinance programmes focus on developing savings products that are safe, convenient and accessible to women and support women’s efforts to retain control over their savings; 26. Urges all Governments to eliminate discrimination against women in the field of education and ensure their equal access to all levels of education; 27. Urges Member States to adopt and review legislation and policies to ensure women’s equal access to and control over land, housing and other property, including through inheritance, land reform programmes and land markets, and to take measures to implement those laws and policies; 28. Urges Governments to take measures to facilitate equitable access to land and property rights by providing training designed to make the judicial, legislative and administrative system more responsive to gender-equality issues, to provide _______________ 17 6 United Nations, Treaty Series, vol. 1249, No. 20378.